Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.927%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.678%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.625%  5.705%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 4.375%  5.470%  0.000%