Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.219%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.537%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.931%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.500%  4.562%  0.000%